In the context of the Funeral Rule, what does the term Commission refer to?

• A. The Federal Communications Commission (FCC).
• B. The Consumer Financial Protection Bureau (CFPB).
• C. The Department of Health and Human Services (HHS).
• D. The Federal Trade Commission (FTC).

Answer: (A)

In the Funeral Rule, “the Commission” refers to the federal agency that enforces the rule, which is the Federal Trade Commission. The FTC is the agency charged with consumer protection in funeral services, including ensuring clear disclosures, itemized price lists, and other protections to prevent deceptive practices. The other agencies listed handle different areas—communications, financial products, or health services—and do not administer the Funeral Rule. So when the rule mentions what the Commission requires or prohibits, it is the FTC that applies.